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OCSD 2021 Year Over Year Premiums Worksheet As of 6-09-21 (1)
As of 6-9-21 Excess Liability Total Cost 2020 Total Cost 2021 Limit 40,000,000 40,000,000 - - Self-Insured Rentention 750,000 750,000 - - $10MM - XS SIR 366,194 442,842 76,648 21% $15MM - XS 10M 256,035 302,419 46,384 18% $5MM - XS 25M 51,500 54,590 3,090 6% $10MM - XS $30M 81,800 87,500 5,700 7% Premium 755,529 887,351 131,822 17% Excess Workers' Comp Total Cost 2020 Total Cost 2021 Payroll 73,639,437 79,958,707 6,319,270 9% Limit Statutory Statutory N/A N/A Rate Per $100 0.28 0.34 0.06 22% Self-Insured Retention 1,000,000 1,000,000 - 0% Premium 204,769 271,860 67,091 33% Property (incl. Cyber & B&M) Total Cost 2020 Total Cost 2021 Values 2,175,238,884 2,222,240,711 47,001,827 2% A/R Limit 800,000,000 800,000,000 - 0% Flood Limits 100M/25M 100M/25M - 0% A/R Deductible 500,000 500,000 - 0% Flood Deductible 500,000 500,000 - 0% Boiler Limit/Deductibles 100M/25k/Vrs 100M/25k/Vrs - 0% Rate Per $100 0.05 0.07 0.02 49% Premium 1,076,439 1,642,913 566,474 53% Property (incl. Cyber and B&M) Total Cost 2020 Total Cost 2021 Values 2,175,238,884 2,222,240,711 47,001,827 2% A/R Limit 800,000,000 800,000,000 - 0% Flood Limits 100M/25M 25M/25M - 0% A/R Deductible 500,000 500,000 - 0% Flood Deductible 500,000 1,000,000 - 0% Boiler Limit/Deductibles 100M/25k/Vrs 100M/25k/Vrs - 0% Rate Per $100 0.05 0.06 0.01 30% Premium 1,076,439 1,428,061 351,622 33% Earthquake Total Cost 2020 Total Cost 2021 Values 106,186,206 109,091,054 2,904,848 3% Rate Per $100 0.09 0.10 0.01 11% Deductibles 5% $5MM Min 5% $5MM Min N/A N/A Premium 98,707 112,087 13,380 14% Total Premium - Option #1 2,210,444 2,914,212 703,767 32% Total Premium - Option #2 2,210,444 2,699,359 488,915 22% Property - Cost Difference Between Options: 214,852 2021 Year over Year Total Cost Estimates Change - Dollars/Percent Change - Dollars/Percent Change - Dollars/Percent Change - Dollars/Percent Option 1 - Property, As Expiring Option 2 - Property - Narrowed Flood Coverage Change - Dollars/Percent